How It Works

Get up to $150,000 Within Few Days – It’s really that simple.

Thanks to Capital Express Lending, securing a personal loan has never been easier. Utilizing an extensive network of local and national lending partners, Capital Express Lending provides you access to the best personal loan to suit your unique personal situation and borrowing needs, all for free.

Capital Express Lending’s loan engine technology provides the ability to match your application with flexible and affordable loan terms in real-time, giving you the best chance for success in the least amount of time. Once you are approved, you are connected with your lender and are guided through the final steps to receive your funds. Capital Express Lending’s offer unsecured loans, meaning there is no collateral required to secure a loan.


  • Be at least 18 years old.
  • Provide proof of citizenship, such as a Social Security number, or legal residency
  • Have a checking account in your name
  • Provide work and home telephone numbers
  • Provide a valid email address
  1. Apply Online

    Our application is fast and easy. To get started, just fill out our short online form.

  2. Get Qualified

    After you have submitted your application, one of our agent will be contacting you to let you know what loan amount you qualify for.

  3. Confirm Loan Amount

    Next, we’ll put the decision back in your hands: you’ll select the loan amount that’s right for you and accept the terms of your loan agreement.

  4. Get Funded

    Once your application is approved, we’ll deposit your money directly into your bank account typically by the next business day after final approval. In some cases, we may need to contact you by phone or email to verify key details from your application or request additional information prior to final approval.

  5. Repay

    You’ll pay back your loan in installments a little at a time. We also offer convenient automatic payment options so you’ll never have to worry about forgetting your due dates.

  6. Build Credit History

    We report payment activity to two of the major credit bureaus. Full and on-time payments toward your loan will help you build your credit history.